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Why Lafayette Federal Credit Union?


Lafayette Federal Credit Union has been serving members in the Washington, D.C. area for more than 75 years. We got our start in 1935, during the Great Depression. Needless to say, we understand the value of a dollar.

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Since it’s your money, we give you access to it whenever you want. That’s why we offer online banking, online bill pay, a 24/7 call center and more than 78,000 Surcharge-Free ATMs nationwide.

No Minimum Balance Requirements for Checking Accounts

When a bank uses terms like “free” and “no fee,” you can bet there’s a hefty minimum balance attached. At Lafayette Federal, we value all our members regardless of how much money they keep in their checking accounts.

Low, Competitive Rates on Loans

Our loan rates will almost always be more competitive than those of a bank. Again, this is because we answer to our members and not stockholders looking to profit. In fact, if you already have a loan with another financial institution, you can save money by refinancing it with Lafayette Federal.

A Credit Card with No Annual Fee and Great Rewards

When banks offer credit card rewards, they typically expect you to pay for them with high annual fees. At Lafayette Federal, we offer rewards without any annual fee whatsoever. And, you can transfer your balances from other higher-rate cards to your Lafayette card with no fee too.

We Pay Dividends

Because Lafayette is a not-for-profit organization, the profit we make gets returned to our members in the form of quarterly dividends on your accounts.

Check out our Loan Products and start saving today!

Sure you can open just a checking or savings account with us, but why stop there when we have so many services to offer you including: Home Loans, Mortgage Refinance, HELOC, Personal Loans, Auto Loans, and even an entire team dedicated to your Business Service needs.

Ever wondered what the difference is between a credit union and a bank?

There are a number of benefits to joining a credit union, learn more about the difference between a Banks vs Credit Unions by downloading our PDF.